Knowledge is Power 
Obtaining a mortgage can be a very complex and daunting experience.  We firmly believe that knowlege is power, and invite you to use this website to help educate yourself, but more importantly, hope that you will rely on us to guide you safely through the maze.    We are constantly working to keep ourselves abreast of current laws and regulations guiding our industry, and also of the programs and products available to you.   We realize that you have a choice, and hope you will give us the opportunity to earn your business.  Our promise to you is that you won't regret that decision.  
 
Our committment to you, is that we always strive to:
  • Offer fair and competitive pricing for your loan
  • Disclose all fees and loan costs to you UP-FRONT.... No Surprises the day before closing!
  • Fully analyze your needs, both long and short term, and help you to make the absolute best decision for you.  
  • Advise you against something you may want to do if we don't truly feel it's in your best interest. 
  • Offer guidance if needed to help you position yourself better to be able to buy a home if you are not able to do so right now.    We have customers that we have worked with for over a year helping them get things in order.  
 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 

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Trusted. Experienced. Secure.

 
 
 

Real Estate Marketplace

Featured Property:

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4.0 Bed 2.5 Bath, Lynchburg, VA
$142,900
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